{"id":1789,"date":"2025-05-09T11:21:18","date_gmt":"2025-05-09T11:21:18","guid":{"rendered":"https://www.eduployment.nl/pt/?page_id=1789"},"modified":"2026-08-17T14:06:11","modified_gmt":"2026-08-17T14:06:11","slug":"cost-of-living-in-the-netherlands","status":"publish","type":"page","link":"https://www.eduployment.nl/pt/cost-of-living-in-the-netherlands/","title":{"rendered":"Cost of Living in the Netherlands"},"content":{"rendered":"\n \n \n \n\t\n\n \n\n\n
\nThe Eduployment Programme\n
\nCost of Living in the Netherlands\n
\nThe Netherlands is a well-organised, welcoming country known for its high standard of living. Healthcare is excellent, public transport is efficient, and life is built on strong social systems and stability. This quality of life comes with a cost.
Compared to some other European countries, living in the Netherlands can be more expensive. That’s why Eduployment not only helps you prepare linguistically and professionally, but also practically and financially. Knowing what to expect allows you to begin your new life with confidence.\n
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\nWhat Does Life in the Netherlands Cost? \n
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The average cost of living in the Netherlands depends on your lifestyle and location, but here are some typical monthly expenses (2025 figures):
€800 – €1,200 for rent (including utilities) in a mid-sized city
€200 – €300 for groceries
€70 – €120 for healthcare and insurance
€50 – €100 for transport and extras
In total, most individuals will need between €1,300 and €1,800 per month to live comfortably. While this is higher than in countries like Greece, Portugal, or Lithuania, nurses in the Netherlands also earn significantly more, and many costs are better covered or reimbursed.
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\nStrong Employment Conditions through Eduployment\n
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As a nurse or assistant nurse through Eduployment, you won’t work through an agency. You’ll receive a direct employment contract with a Dutch healthcare institution, meaning you’re really part of the team from day one.
Your employment falls under the Dutch collective labour agreement for nursing homes, care services, and home care (CAO VVT). This gives you many benefits, such as:
\nThese employment benefits give you security, structure, and peace of mind, essential when starting a new chapter in another country.\n
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\nWhat Are the Biggest Expenses?\n
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For most people living in the Netherlands, housing is the largest monthly expense. Especially in major cities like Amsterdam and Utrecht, rent prices can be high. However, most homes are modern, well-insulated, and comfortable built for long-term living.
As a nurse or assistant nurse placed through Eduployment, your housing costs for the first year are much lower than average. Thanks to our collaboration with trusted healthcare institutions, you benefit from:
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\n \n \n \n \n \n A substantial monthly housing subsidy from your employer\n \n
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\n \n \n \n \n \n Many housing-related costs already included, such as furniture and and home maintenance\n \n
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\n \n \n \n \n \n Only electricity needs to be arranged and paid separately, usually €15 to €30 per month, depending on usage\n \n
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\nThis clear, all-in setup allows you to focus on your work and well-being, rather than worry about logistics or hidden costs. \n
Aside from housing, the following are typical monthly expenses (based on 2025 figures):
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\n \n \n \n \n \n Groceries: around €200 to €300 for an individual, depending on lifestyle\n \n
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\n \n \n \n \n \n Health insurance: mandatory and starts from €120 per month (Rijksoverheid, 2025)\n \n
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\n \n \n \n \n \n Energy (if not included): average of €200 per household, but your electricity costs as a single tenant will likely stay under €30\n \n
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\n \n \n \n \n \n Mobile phone plan: around €15 – €25 per month\n \n
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\n \n \n \n \n \n Public transport: affordable and reliable, especially if you use regional cards or bike regularly\n \n
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\nIn some cases, you may also be eligible for Dutch governmental subsidies, known as Toeslagen, to help cover part of your rent and health insurance costs. These allowances can make a difference in your monthly budget.
In return, you’ll live in a country with outstanding public services, world-class healthcare, modern infrastructure, and fresh, high-quality food available almost everywhere. With the right support and planning, life in the Netherlands can be both enriching and financially sustainable.\n
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\nSave While You Work and Grow\n
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Because your housing is partially subsidised and your job includes strong financial benefits, like guaranteed work hours, extra allowances, holiday bonuses, and pension contributions, you can start building financial stability from the beginning.
With low living costs compared to your income, you will be surprised by how much you can save in just a few months. This is especially valuable for those planning to send money home, fund future studies, or simply build a buffer for the future.
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\nPurchasing power in the Netherlands \n
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Thanks to competitive wages, the Netherlands offers strong purchasing power. According to the Dutch Central Bureau of Statistics (CBS, 2025), the average gross monthly salary is around €3,000 based on a 40-hour workweek—significantly higher than in countries like, for example, Greece. As a result, most people enjoy financial stability and a comfortable lifestyle. Childcare, education, and social security also contribute to a high standard of living and long-term security.
\nWe’d love to hear from you. Whether you have questions about our programmes, language training, housing, or registration, we’re here to help.
At Eduployment, we believe that personal support makes all the difference. That’s why we take the time to listen, guide, and give you clear answers, so you can take your next step with confidence.
Ready to start your journey to living and working in the Netherlands? Don’t hesitate to reach out. We’re here for you.\n
As a nurse, I was looking for an opportunity to work in the Netherlands, and Eduployment made that dream come true. They supported me at every step of my journey and gave me the opportunity to learn Dutch, including the language of nursing.
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Through Eduployment, I got a job in the Dutch healthcare system, and they continue to support me at every step of my career. I truly appreciate the guidance, encouragement, and dedication of the entire team.
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Thank you to the whole Eduployment team! Because of your support, I am where I am today.
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\nAna Munaiz\n
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“I think Eduployment is a good option for people who don’t know the language and want to live and work in the Netherlands. Because it has an online course with flexibility that adapts to individual rhythms. It also offers accommodation, depending on the city it can be a big challenge to find something on your own. In short, Eduployment gives the boost to start your life in a new country.”
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\nSylvia Agarici\n
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“If you’re a nurse looking for a seamless move to the Netherlands, Eduployment is your ultimate partner! From day one, they were by my side—starting with my very first Dutch lesson, guiding me through the BIG registration process, and even helping me secure my own apartment in the Netherlands. Moving abroad can be overwhelming, but with Eduployment’s support every step of the way, the transition felt smooth and stress-free. Their team made what seemed daunting into an exciting journey!”
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\nMatthias Christen\n
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“The teachers and management of Eduployment were always available to answer questions. I had some difficulties feeling at home in the Netherlands. The aftercare offered by Eduployment made this a lot easier. They guided me throughout my whole two-year contract.”
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\nTonia Karapidaki\n
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“It is pleasant that Eduployment supports me still. We recently moved into a very nice apartment. Eduployment was there to help us move. Someone even came by with a screw driver to help us assemble some cabinets, and a pipe wrench to connect the washing machine.”
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\nAltea Koutsiouki\n
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“The collaboration with Εduployment started about two years ago. Within a year I was able to speak and understand Dutch at a good level. After arriving in the Netherlands, the challenges I faced were many, but step by step and with patience, I can proudly say that one year later I have managed to achieve many of my goals and, most importantly, I have slowly gained the confidence I needed to grow professionally! During this time, Εduploymet supported me every time I needed it. Here’s to what’s to come next!”
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\nInês Ramos\n
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“Dutch is a bit difficult at first, but it is possible! You have to focus on it. Learning Dutch should be your job; you should spend a lot of time learning a new language. I’m glad I decided to learn Dutch with Eduployment.”
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\nAsta Kuodiene\n
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“I was among the first group to be trained by Eduployment. We received excellent guidance and were able to make a good start with our Dutch employer. Some of my colleagues are still working there. I always wanted to work in forensic psychiatry. Thanks to my good knowledge of Dutch, help from Eduployment and the start in the Dutch nursing home, I succeeded.”
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\nÁgnes Hajas\n
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“I really like this job, because here every day is a challenge and that’s what I like. After I started, I passed the national knowledge test for triage assistant within five weeks. My audits are good and, in the meantime, I have also obtained my diploma. I am very satisfied with what I have achieved. The free language course from Eduployment was a very good investment!”
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\nAlberto Soto\n
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“The support of Eduployment was much needed, because we had no idea about the Dutch system. This support meant a lot to me, because most procedures require several steps that are difficult to solve on your own. Furthermore, the Eduployment team visited us a lot in the beginning to talk to us about how things were going and if we had any questions. That is very nice.”
Living costs in the Netherlands mainly consist of housing, groceries, health insurance, transportation, and everyday expenses. Housing is usually the largest cost, while groceries and public transport are generally well-priced compared to other Western European countries.
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Yes. Everyone living and working in the Netherlands is required to have basic health insurance. This insurance covers essential medical care such as visits to a general practitioner, hospital care, and prescribed medication.
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In additiontoregular living expenses, youshouldplan forcostssuch as municipaltaxes, transportation passes, anddaily services. These costsvarydepending on yourlocationand personal situation but are part of everyday life in the Netherlands.
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Housing is often the biggest monthly expense in the Netherlands, especially in larger cities. However, homes are generally modern, comfortable, and well-maintained.
Through Eduployment, your situation is much more affordable. You benefit from subsidised housing, a private furnished studio, and many included costs. With only minimal additional expenses, you can enjoy low living costs while earning a stable income.
This makes it much easier to save money, build financial security, and focus on your future from the very start.
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A Dutch bank account is not legally required, but it is highly practical. It makes receiving your salary, paying rent and bills, and handling everyday payments much easier, especially since many payments are done digitally.
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\nJoin The Eduployment Programme!\n
\nReady for the next step?\n
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The Netherlands offers a great balance between income and cost of living. With strong salaries, excellent public services, and tailored support from Eduployment, you can count on a comfortable start. Do you have questions about living, working, or financial arrangements in the Netherlands? Our team is ready to guide you personally. Get in touch with us today!
The Eduployment Programme Cost of Living in the Netherlands The Netherlands is a well-organised, welcoming country known for its high standard of living. Healthcare is excellent, public transport is efficient, and life is built on strong social systems and stability. This quality of life comes with a cost.Compared to some other European countries, living in […]
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